Blog

Anna Kinchen

To help ensure a bright future for rural communities, as well as the agricultural industry, Southwest Georgia Farm Credit presents several scholarship opportunities each year. Recipients of the 2023...

Anna Kinchen

Southwest Georgia Farm Credit is pleased to announce that Jack Hittinger has joined the staff as a Relationship Manager in the Association’s Thomasville branch. Mr. Hittinger is a graduate of Florida...

Lee Hatcher

How Much Mortgage Payment Can I Afford? How much is too much when you are thinking about purchasing your first home? The biggest mistake new homebuyers can do is thinking they can purchase a home more...

Southwest Georgia Farm Credit held its Annual Stockholders’ Meeting on February 21, 2023, in Leesburg, Georgia. Following the meeting, the Association conducted its election of directors and...

Liz Nogowski

Pay Attention to PMI If you’re getting a conventional home loan, be sure to ask about private mortgage insurance. If you have less than a 20% down payment, PMI is required in order to protect your...

Anna Kinchen

Reminder: To all Designated Voting Stockholders of Southwest Georgia Farm Credit as of the Record Date of December 31, 2022, be sure to cast your ballot by mail or our new online voting method by...

Liz Nogowski

Did you buy a new home? Don’t be fooled! File your Homestead Exemption by April 1! April 1 might be April Fool’s Day, but don’t get fooled! Failing to apply for your homestead exemption by April 1...

Anna Kinchen

BAINBRIDGE, GA—Southwest Georgia Farm Credit, a customer-owned financial institution, announced that it plans to distribute a portion of its profits to customers. Southwest Farm Credit will pay $6.4...

YIELD: Don’t Make These Home Buying Mistakes! So, you’re ready to buy a home! Maybe it’s your first home—and you’re excited and anticipating a smooth process from start to finish! Not so fast! Things...

Liz Nogowski

Even In A Sellers’ Market, Concessions Are A Possibility Over the past couple of years, homeowners have had a nice advantage when they are ready to sell their homes. Covid, combined with an uptick in...

Liz Nogowski

Make No Mistake: Your Credit Score Matters When You Get Ready To Buy A Home! You’ve heard how important it is to maintain a good credit score. It’s especially important if you’re thinking about buying...

Liz Nogowski

You’ve watched your 401k take a nosedive, and your landlord is increasing your rent. It’s time to re-evaluate. Despite the fact that interest rates have risen in the past few months, there is no...

Heather Dozier

If renting costs have you thinking about putting your hard-earned cash into buying a home, what you’ve heard about a 20% down payment is pure myth. “The reality is that the average down payment in...