Is leasing right for you?

Lease payments may be fully tax deductible as business expenses, reducing taxable income and expensing equipment or facilities more quickly than with depreciation.  Leases also can provide up to 100% financing, eliminating the need for a large down payment.  

Leasing may be an excellent alternative to buying. Leasing saves costs, improves cash flow, avoids equipment obsolescence, frees up capital and may gain tax advantages.

Leasing available for:

When leases come to mind, people normally think of vehicles or rolling equipment, but we also offer leases on everything from buildings and facilities to wine barrels and solar panels.

  • Metal Buildings & Shelters
  • Tractors
  • Specialized Farm Equipment
  • Farm Implements
  • Dairy Equipment
  • Grain Bins
  • Irrigation systems
  • Vehicles
  • Fleet Vehicles
  • Processing, Packaging & Material Handling Equipment

Leasing benefits:

  • No down payment
  • Fixed-rates
  • Payments are often lower than with a typical purchase
  • Lease terms are custom fit to your cash flow and preferred payment schedule
  • Lease-to-purchase options available
  • No appraisal fees
  • Sale-leaseback options available
  • Lease payments may be deductible as operating expense and can help lower taxes

Consult your accountant to see if a lease is right for you, and reach out to our Relationship Manager, Ragan Brown, at rbrown@swgafarmcredit.com or by calling 229-254-6391.


Reach out using the form below, or give us a call at 229-254-6391.