Loans

We finance rural living.

Southwest Georgia Farm Credit offers a variety of loans for those who want to live, work, and play in the small towns and communities throughout southwest Georgia. Whether you’re a full- or part-time farmer, or someone who wants to enjoy their weekend at their cabin in the woods, we make financing easy and personal. Repayment schedules are flexible, and can be customized to meet your income and cash flow.

Farm Loans

We are proud to support farmers in the southwest Georgia area. It’s Farm Credit’s mission to serve agriculture, and we believe in those who provide food and fiber to families across America. Our lending team offers a no-nonsense approach so that you can focus on your business.
Tractor tilling a field

Land Loans

Whether you’re looking for land to hunt, or want space to live and play, our experienced team can help you find a solution, with long-term fixed rate options that fit your life, and lifestyle.
pine trees and fence

Home Loans

You don’t have to be a farmer to get your home loan through Southwest Georgia Farm Credit. We make buying or refinancing your home fast and easy. And, we specialize in financing homes with acreage.
Front yard of a country house

The Farm Credit advantage:
We share our profits.

When you do business with Farm Credit, you become a member. As a cooperative, we return our profits to those who borrow from us.

*Patronage distributions are at the discretion of the Board of Directors.

Patronage Calculator

$
%

Here is your estimated Patronage Distribution: ESTIMATED PATRONAGE

After receipt of your distribution, patronage effectively lowers your total interest cost for the first year of your loan from $XXXXX to: EFFECTIVE INTEREST EXPENSE

This effectively lowers your interest rate from XXXX to: EFFECTIVE INTEREST RATE

*Results based on 10-year average refund totals. Past performance not a guarantee of future payouts. Calculations do not account for time value of money or distinguish between returns made in cash and in allocated surplus. Talk to a loan officer for details.

Become an Associate Member

If you’re just beginning your land buying journey, but not quite ready for a loan, become an Associate Member and stay connected with people and information that can help you along the way. You’ll receive our quarterly magazine, Wiregrass Land & Living, as well as information on industry trends, event invitations and local advice from our land experts. Become part of the Farm Credit family today—because together, we grow.

Ready to get started?

Reach out using the form below, or give us a call at 229-493-0921.