Land Loans

Need room to grow?

Whether you’re looking for land to hunt, or want space to live and play, our experienced team can help you find a solution, with long-term fixed rate options that fit your life, and lifestyle.

Farm Credit Advantages:

  • Up to 30-year fixed rate financing on land
  • 30-year fixed rates on Rural Home Loans
  • Pay no intangible taxes on long-term land financing
  • Share in our profits with our Patronage Distribution Program
     


LandQual gives you a clear picture of what you can afford before you ever call an agent or walk a property. It's a simple, streamlined way to get pre-qualified for land financing, so you can move with confidence when the right piece of land shows up. Whether you're looking at hunting land, timberland, farmland, or a place to build, being prepared helps you act quickly and stand out when it matters most.

LandQual was designed to be quick and straightforward—no unnecessary steps, no guesswork.

Your prequalification is valid for 90 days, giving you time to search without starting over.

No pressure. Just a better way to begin.
 

Learn More and Apply

We Make Loans For:

Farmland

Land intended for crops, farming operations, and agribusinesses

Timberland

Timber tracts intended for conservation and harvesting

Pastureland

Land intended for livestock

Land Improvements

Conservation, ponds, hunting habitats, & land clearing

Real Estate Purchases

Acreage for future home sites

Recreational Property

Woodlands, hunting tracts, a cabin in the woods

Rural Home Construction

Land lots for home construction

Calculate your monthly payment.

This land loan calculator computes monthly payments and total interest based on the purchase price, down payment amount, interest rate, and number of monthly payments.

Land Loan Payment Calculator

The Farm Credit advantage:
We share our profits.

When you do business with Farm Credit, you become a member. As a cooperative, we return our profits to those who borrow from us.

*Patronage distributions are at the discretion of the Board of Directors.

Patronage Calculator

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Here is your estimated Patronage Distribution: ESTIMATED PATRONAGE

After receipt of your distribution, patronage effectively lowers your total interest cost for the first year of your loan from $XXXXX to: EFFECTIVE INTEREST EXPENSE

This effectively lowers your interest rate from XXXX to: EFFECTIVE INTEREST RATE

*Results based on 10-year average refund totals. Past performance not a guarantee of future payouts. Calculations do not account for time value of money or distinguish between returns made in cash and in allocated surplus. Talk to a loan officer for details.

Ready to get started?

Reach out using the form below, or give us a call at 229-493-0921.