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Calculate Your Dividends
Being a member of Southwest Georgia Farm Credit has its advantages. We'll pay you dividends throughout the life of your loan. Not to mention you'll work with some of the best people in the business. Don't believe us? Just ask our members.
*Patronage distributions are at the discretion of the Board of Directors.
Patronage Calculator
Here is your estimated Patronage Distribution: ESTIMATED PATRONAGE
After receipt of your distribution, patronage effectively lowers your total interest cost for the first year of your loan from $XXXXX to: EFFECTIVE INTEREST EXPENSE
This effectively lowers your interest rate from XXXX to: EFFECTIVE INTEREST RATE
*Results based on 10-year average refund totals. Past performance not a guarantee of future payouts. Calculations do not account for time value of money or distinguish between returns made in cash and in allocated surplus. Talk to a loan officer for details.
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Latest News

SWGA Farm Credit Announces 2022 Scholarship Recipients
To help ensure a bright future for rural communities, as well as the agricultural industry, Southwest Georgia Farm Credit presents several scholarship...
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USDA Food Supply Chain Guaranteed Program
About the Program: The Food Supply Chain Guaranteed Loan Program is a part of USDA’s Build Back Better initiative to strengthen critical supply chains...
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2022 Board of Directors Election Results
Southwest Georgia Farm Credit held its Annual Stockholders’ Meeting on February 22, 2022, in Leesburg, Georgia. Following the meeting, the Association...
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