A Century of Lending for

FARMS, LAND & HOMES

Whether you need a short-term operating loan for your farm, a loan for your very first home, or a long-term loan for the perfect piece of land, let us help you explore the possibilities. We’re proud to provide financial support to agriculture and rural America.

Barn

Farm Loans

We understand your business, because we’re farmers too. Let us help you succeed.
Trees

Land Loans

We’re the land experts. Let us help you find your piece of Southwest Georgia.
House

Home Loans

Life in the country is just better. Let us help you start your peacefully ever after.

Calculate Your Dividends

Being a member of Southwest Georgia Farm Credit has its advantages. We'll pay you dividends throughout the life of your loan. Not to mention you'll work with some of the best people in the business. Don't believe us? Just ask our members.

*Patronage distributions are at the discretion of the Board of Directors.

Patronage Calculator

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Here is your estimated Patronage Distribution: ESTIMATED PATRONAGE

After receipt of your distribution, patronage effectively lowers your total interest cost for the first year of your loan from $XXXXX to: EFFECTIVE INTEREST EXPENSE

This effectively lowers your interest rate from XXXX to: EFFECTIVE INTEREST RATE

*Results based on 10-year average refund totals. Past performance not a guarantee of future payouts. Calculations do not account for time value of money or distinguish between returns made in cash and in allocated surplus. Talk to a loan officer for details.

I have a peace of mind knowing that Southwest Georgia Farm Credit and my loan officer have my best interests in mind and understand my unique needs as a farmer.

Stevens Culverson

What a pleasure it was to have Southwest Georgia Farm Credit lead and guide us through the land buying process. It was smoother than any other major purchase we’ve ever made, and we can’t thank them enough for their help and support. Their professionalism and sacrificial service are unparalleled.

The Kline Family
Thomasville, GA

Any question I had, Jordan was always there with the answer.  She made the home buying process easier for me than I thought it would be.  If you want reliability and honest, then Southwest Georgia Farm Credit is where you need to get your financing from.

Alycia Meadows
Bainbridge, GA

Farm Credit knows the field of agriculture, inside and out. They have been there for me countless times, and have always come through to get what we need accomplished.

Van Hornsby
Donalsonville, GA

Digital Banking Solutions

Your time is valuable. That’s why we have created tools you can use when in the field or on the go.
person using tablet with laptop on desk

Latest News

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Rex LaDon Durham Named Chair of the Board

The Board of Directors of Southwest Georgia Farm Credit elected Rex LaDon Durham to the position of Chair of the Board. Mr. George Thomas Harrison, Jr...

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Southwest Georgia Farm Credit Announces Jack Davis as Relationship Manager

Southwest Georgia Farm Credit is proud to announce the promotion of Jack Davis to Relationship Manager. Mr. Davis joined the Association in 2024, and...

Board of Directors 2025 Election Results

2025 Board of Directors Election Results

Southwest Georgia Farm Credit held its Annual Stockholders’ Meeting on February 18, 2025 in Bainbridge, Georgia. Following the meeting, the...

Start your journey.

Are you ready to get started? Let us know and one of our relationship managers will reach out to help you get the process started. We can't wait to help you reach your dreams!
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