Home Loans

Wherever you live

When you’re looking to buy a home or refinance your existing home, there are times when you want the trusted, personal service right in your neighborhood, and there are other times when you want the speed and digital flexibility of something bigger. Southwest Georgia Farm Credit gives you both!  We are partnered with Quicken Loans to revolutionize mortgage lending in Southwest Georgia while staying true to our promise to provide unparalleled customer support, quick service, and great rates and terms.  Now, new home buyers and homeowners who want to refinance, can experience local service delivered on a national lending platform. This amazing alliance brings together the 100+ years of rich rural history, financial services, and one-on-one connections of Farm Credit with the digital innovation and convenience of Quicken Loans.  Together, we can offer customers an incredible mortgage experience, complete with a team that is there for you every step of the way!

We offer personalized services for:

  • Home purchases
  • Refinancing
  • Construction 
  • Second homes
  • Homes with acreage (our specialty!)

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Construction to Permanent Loans (C2P)

Our construction-to-permanent home loan programs allows you to finance the construction of your dream home with a one-time closing, as opposed to a traditional process that requires two closings. 

  • Financing up to $766,550
  • Up to 95% loan-to-value over a 12 month construction period
  • Lock-in fixed rate during construction with a modification to permanent financing with a rate tied to the market

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Meet Our Residential & Lifestyle Lenders

Jordan Gilbert
Jordan Gilbert
NMLS #
2031607
Lauren Martin
NMLS #
2600058

Choose the home loan that's right for you.

A Fixed-Rate Mortgage

Stable, monthly payments that offer peace of mind, especially if you plan to stay in your home a long time.

An Adjustable Rate Mortgage (ARM)

If you don’t plan to stay in your home a long time, an ARM may work perfectly with a lower monthly payment, and a lower rate.

USDA, FHA, VHA

A great option for first-time homebuyers and U.S. veterans, this loan doesn't require a 20% down payment.

Construction

Are you ready to build your home from the ground up? We work with local contractors to help you make your vision come true!

Ready to get started?

Reach out using the form below, or give us a call at 229-493-0921.

Take the guesswork out of your mortgage payments

Wondering how much home you can afford? Use our mortgage calculator to estimate your monthly payments. It's quick, easy, and helps you plan with confidence!

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Change any combination of fields to calculate the monthly payment. Or change the down payment and monthly payment to calculate the possible home price.