Home Loans

Wherever you live

You don't have to be a farmer to get a home loan through Farm Credit!  When you’re looking to buy a home or refinance your existing home, there are times when you want the trusted, personal service right in your neighborhood, and there are other times when you want the speed and digital flexibility of something bigger. Southwest Georgia Farm Credit gives you both!  We are partnered with Quicken Loans to revolutionize mortgage lending in Southwest Georgia while staying true to our promise to provide unparalleled customer support, quick service, and great rates and terms.  Now, new home buyers and homeowners who want to refinance, can experience local service delivered on a national lending platform. This amazing alliance brings together the 100+ years of rich rural history, financial services, and one-on-one connections of Farm Credit with the digital innovation and convenience of Quicken Loans.  Together, we can offer customers an incredible mortgage experience, complete with a team that is there for you every step of the way!

We offer personalized services for:

  • Home purchases
  • Refinancing
  • Construction-to-permanent
  • Second homes
  • Homes with acreage (our specialty!)

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Choose the home loan that's right for you.

A fixed-rate mortgage

Stable, monthly payments that offer peace of mind, especially if you plan to stay in your home a long time.
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An adjustable rate mortgage (ARM)

If you don’t plan to stay in your home a long time, an ARM may work perfectly. You'll start with a lower monthly payment, and a lower rate. This option is best when your budget can handle a fluctuating rate and payment. In addition, it may be possible to switch to a fixed-rate down the road if your needs change.
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A government loan/FHA/VHA

A great option for first-time homebuyers and U.S. veterans, this loan doesn't require a 20% down payment and offers consistent monthly payments.

A construction loan

Dreaming of building your home in the country? We can do a one-time-closing, construction-to-permanent loan with: flexible draw schedules, quick turnarounds on draws, payments can go directly to the builder with the home owner’s approval for an efficient process, and up to 85% financing.
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Ready to get started?

Reach out using the form below, or give us a call at 229-493-0921.