Get to know us

The Farm Credit advantage

Southwest Georgia Farm Credit is part of the Farm Credit System; a nationwide network of customer-owned cooperatives. Farm Credit has been serving rural America for more than 100 years. Right here in southwest Georgia, we work side-by-side with farmers, farm businesses, land owners and homeowners. And because we’re a cooperative, your success means our success.

Watch "Together, we grow" VIDEO

Meet your personal lending team

Three to four sentences highlighting Tarrell's experience in lending and farming, and his connection to the community. Three to four sentences highlighting Tarrell's experience in lending and farming, and his connection to the communityThree to four sentences highlighting Tarrell's experience in lending and farming, and his connection to the community. NMLS #700134
Three or four sentences highlighting Amber's experience and her connection to the community. Three or four sentences highlighting Amber's experience and her connection to the community. Three or four sentences highlighting Amber's experience and her connection to the community.

What's next in the process

  1. Submit completed application and all financial information requested 
  2. Once we receive all of the needed information, we will analyze for approval
  3. Our loan committee will review and either approve or deny your application
  4. If your application is approved, will will order an appraisal and title work 
  5. When we receive the appraisal and title work, we send your loan to the loan processor for loan closing
  6. Your lending team will contact you and the closing attorney to set up a date for closing.

 

If you have any questions regarding any of the steps above, please call or email Amber.

We share our profits.

When you do business with Farm Credit, you become a member. As a cooperative, we return our profits to those who borrow from us.

*Patronage distributions are at the discretion of the Board of Directors.

Patronage Calculator

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Here is your estimated Patronage Distribution: ESTIMATED PATRONAGE

After receipt of your distribution, patronage effectively lowers your total interest cost for the first year of your loan from $XXXXX to: EFFECTIVE INTEREST EXPENSE

This effectively lowers your interest rate from XXXX to: EFFECTIVE INTEREST RATE

*Results based on 10-year average refund totals. Past performance not a guarantee of future payouts. Calculations do not account for time value of money or distinguish between returns made in cash and in allocated surplus. Talk to a loan officer for details.