Revolving Line of Credit

Finally, an operating loan
from a lender
who understands how a farm operates.

It’s easy.

  • Designed for farmers and agribusinesses who want to manage their tax liability and payments.
  • Money is there when you need it—there’s no stress or hassle with annual paperwork or waiting on loan approval.
  • Flexible repayment schedules mean your payments align with your cash flow.

It’s fast.

  • We make applying easy, and give you a decision quickly.

It’s common-sense.

  • Pay interest only on the amounts outstanding.
  • No “zero-balance” period means you make draws up to the pre-approved amount. Repayment renews the balance available for future borrowing.
  • Once you’re a member, you share our profits through a member dividend program.

Your resource for all things land.

What separates a “revolving” line of credit from other loans?

  • Money is there when you need it; no scrambling for financial statements or stress waiting on loan approval.
  • You only pay interest on amounts outstanding; payments can be scheduled monthly, quarterly, or annually to align with your cash flow.
  • No “zero balance” period. Make draws up to the pre-approved amount; re-payment renews the balance available for future borrowing.

Considering a revolving line of credit?

Calculate your monthly payment.

This land loan calculator computes monthly payments & the total interest based on the purchase price, downpayment amount, interest rate and number of monthly payments.

Purchase Price:

Interest rate (%):

Downpayment amount:

Number of years:

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Join the Farm Credit family.

Are you just beginning your land buying journey—but not quite ready for a loan? Become an Associate Member and stay connected with people and information that can help you along the way.  You'll receive our quarterly magazine, Wiregrass Land & Living, and our monthly e-newsletter, Farm & Land Report—featuring industry trends, event invitations and local advice from our land experts.