We finance rural living.

Southwest Georgia Farm Credit offers a variety of loans for those who want to live, work, and play in the small towns and communities throughout southwest Georgia. Whether you’re a full- or part-time farmer, or someone who wants to enjoy their weekend time at their cabin in the woods, we make financing easy and personal. Repayment schedules are flexible, and can be customized to meet your income and cash flow.

Farm Loans

Farm Loans are easy with a Relationship Manager by your side. We focus on quick loan approval and customized payment schedules. Whether you’re buying land, or making farm improvements –building a barn, putting up fences, or building a stable, we can finance it. We also offer operating loans with revolving and annual lines of credit for your day-to-day expenses. Repayment schedules are flexible. »

Agribusiness Loans

Our team understands the complex financing needs of feed mills, shelling plants, cotton gins, poultry operations, plant nurseries and other processing and marketing businesses. »

Real Estate Loans

Unlike other lenders, we offer long-term, fixed rates for hunting, fishing, your country home or your weekend
getaway. »

Home Loans

You don’t have to be a farmer to get your home loan through Southwest Georgia Farm Credit. We make buying or refinancing your home fast and easy. »

Timber Financing

Whether you’re purchasing timberland or buying seeding equipment, searching for a unique opportunity to invest in timberland, or need better roads and fire lanes to access your property, we understand. And we can help. »

Revolving Line of Credit

We understand the agriculture business and how farmers pay and get paid. A revolving line of credit is like having a continuous, pre-approved commitment for up to three years.  Only pay interest on the funds you use, when you use them. »

Equipment Financing

Farm Credit EXPRESS offers one stop shopping—simply apply for Farm Credit financing at the dealership where you’re purchasing equipment. »

Vehicle and Personal Financing

We provide loans for cars or trucks, college tuition or just about any credit need for farm owners and operators. As with our other loans, payment schedules can be tailored to coincide with your income schedule. »

Specialized Loans

Our team specializes in financing operations like greenhouses, nurseries, wineries, poultry, and dairy farms. Loans can be customized to match the operation’s income and cash flows. »

Young or Beginning Farmers

Knowledgeable, financial experts by your side who can help you work through some of the important issues you’ll face as a beginning farmer. »