We finance more land than
any other lender in the region.

Whether for investment or enjoyment, financing real estate is easy with us. Secure your land loan from the comfort of your home or office, with pre-qualifications and loan approval online. More importantly, our Relationship Managers understand that your time is your most precious commodity, so we come to you when you need us.

Unlike other lenders, we offer long-term, fixed rates. For hunting, fishing, your country home or your weekend getaway, Farm Credit offers lifestyle financing you won’t find with any other lender.

  • Woodlands, timberland, hobby farms
  • Refinances
  • Land preparation
  • Timber management activities
  • Heritage and lifestyle properties
  • Agritourism
  • Rural home mortgages

First Step. Get Pre-Approved.

It’s the fastest, easiest way to understand how much land you can afford. Plus, some real estate professionals prefer to work with prospective buyers who already have their financing in place.

Common-sense financing solutions you can trust

Our Relationship Managers understand land. We also know you want to get a loan without a lot of hassle. In most cases, for loans up to $1 million, you’ll have your credit decision in a day.

Your loan. Your way.

You can do it yourself online in minutes—or connect with a Relationship Manager who will get you started today.

Up to $1 million New loan or refi - Long-term Fixed Rates

Calculate your monthly payment.

This land loan calculator computes monthly payments & the total interest based on the purchase price, downpayment amount, interest rate and number of monthly payments.

Purchase Price:

Interest rate (%):

Downpayment amount:

Number of years:

Need help from an expert?

(All fields required)

The Farm Credit advantage: we pay dividends.

When you do business with Farm Credit,
you become a member. As a cooperative,
we return our profits to those who borrow
from us.
Want more info?

Calculate your potential member dividend.

Your estimated Member Dividend Distribution:


Which effectively lowers your total interest cost for the first year of your loan from $8,000 to:


This effectively lowers your interest rate from % to:


Loan amount:

Annual rate:

Join the Farm Credit family.

Are you just beginning your land buying journey—but not quite ready for a loan? Become an Associate Member and stay connected with people and information that can help you along the way.  You'll receive our quarterly magazine, Wiregrass Land & Living, and our monthly e-newsletter, Farm & Land Report—featuring industry trends, event invitations and local advice from our land experts.