A Century of Lending for


Whether you need a short-term operating loan for your farm, a loan for your very first home, or a long-term loan for the perfect piece of land, let us help you explore the possibilities. We’re proud to provide financial support to agriculture and rural America.

Calculate Your Dividends

Being a member of Southwest Georgia Farm Credit has its advantages. We'll pay you dividends throughout the life of your loan. Not to mention you'll work with some of the best people in the business. Don't believe us? Just ask our members.

*Patronage distributions are at the discretion of the Board of Directors.

Patronage Calculator


Here is your estimated Patronage Distribution: ESTIMATED PATRONAGE

After receipt of your distribution, patronage effectively lowers your total interest cost for the first year of your loan from $XXXXX to: EFFECTIVE INTEREST EXPENSE

This effectively lowers your interest rate from XXXX to: EFFECTIVE INTEREST RATE

*Results based on 10-year average refund totals. Past performance not a guarantee of future payouts. Calculations do not account for time value of money or distinguish between returns made in cash and in allocated surplus. Talk to a loan officer for details.

Digital Banking Solutions

Your time is valuable. That’s why we have created tools you can use when in the field or on the go.
person using tablet with laptop on desk

Start your journey.

Are you ready to get started? Let us know and one of our relationship managers will reach out to help you get the process started. We can't wait to help you reach your dreams!