Land Loans

Need room to grow?

Whether you’re looking for land to hunt, or want space to live and play, our experienced team can help you find a solution, with long-term fixed rate options that fit your life, and lifestyle. See the area’s best land listings here.

Farm Credit Advantages:

  • 10 year fixed rates on farm buildings or improvements (lease options also available)
  • 20 year fixed rates on land with 80% financing available
  • 30 year fixed rates on Rural Home Loans
  • Pay no intangible taxes on long-term land financing
  • Share in our profits through our Patronage Refund Program!

We Make Loans For:


Land intended for crops, farming operations, and agribusinesses


Timber tracts intended for conservation and harvesting


Land intended for livestock

Land Improvements

Conservation, ponds, hunting habitats, & land clearing

Real Estate Purchases

Acreage for future home sites

Recreational Property

Vacation homes, hunting preserves, plantations & more

Rural Home Construction

Land lots for home construction

Buying land for the first time?

Make sure you know these Top 5 Best Practices.

Looking for land in the area?

Explore expansive hunting, farming, and homesite tracts in Georgia, Alabama, and Florida.

Calculate your monthly payment.

This land loan calculator computes monthly payments and total interest based on the purchase price, down payment amount, interest rate, and number of monthly payments.

Land Loan Payment Calculator

Need Equipment?

We’ve got you covered. Farm Credit Express offers financing at the dealership. Find your equipment and ask for Farm Credit Express financing.
small tractor cutting high grass

The Farm Credit advantage:
We share our profits.

When you do business with Farm Credit, you become a member. As a cooperative, we return our profits to those who borrow from us.

*Patronage distributions are at the discretion of the Board of Directors.

Patronage Calculator


Here is your estimated Patronage Distribution: ESTIMATED PATRONAGE

After receipt of your distribution, patronage effectively lowers your total interest cost for the first year of your loan from $XXXXX to: EFFECTIVE INTEREST EXPENSE

This effectively lowers your interest rate from XXXX to: EFFECTIVE INTEREST RATE

*Results based on 10-year average refund totals. Past performance not a guarantee of future payouts. Calculations do not account for time value of money or distinguish between returns made in cash and in allocated surplus. Talk to a loan officer for details.

Ready to get started?

Reach out using the form below, or give us a call at 229-493-0921.