Your land. Your way. Land is your independence; your freedom. It’s a place to strengthen family ties;a place to build memories. And, it’s a place to grow—your mind, body and spirit. If you want to buy land for pure inspiration—or if you’re buying to diversify your portfolio—no matter your motivation, you’re probably like most land owners whostarted their journey with some simple questions: What kind of land is best for me? Where do I want to own? What can I afford?What’s land worth? We have the tools and resources to get you on your way. And, we have thepeople—experts who canguide you through yourjourney to land ownership. First Step. Get Pre-Approved. It’s the fastest, easiest way to understand how much land you can afford. Plus, some real estate professionals prefer to work with prospective buyers who already have their financing in place. Common-sense financing solutions you can trust Our Relationship Managers understand land. We also know you want to get a loan without a lot of hassle. In most cases, for loans up to $1 million, you’ll have your credit decision in a day. Your loan. Your way. You can do it yourself online in minutes—or connect with a Relationship Manager who will get you started today. Call an expert Get pre-approved online Call an expert Get pre-approved online Get help from a land expert. Give us a call 229-246-0384or we’ll call you. Just tell us what you need and how toget in touch. First name: Email address: Last name: Phone number: Preferred contact method: EmailPhone I'm thinking about buying land.I need help with: How much land can I afford?What are land prices?Why should I invest in real estate now?What kind of loans are available to me? I'm ready to: Apply now - I have a property selectedGet pre-approved - I'm just getting started.Be added to Farm Credit's mailing list. Your resource for all things land. What is Land Worth? 5 Important Contributors of Value » 7 Reasons NOW is a Great Time to Invest in Real Estate » Owning Your Own Land » Top 10 Things to Consider When Buying Land » Benefits of Buying Timberland » Conservation Easements: Keep the Land, Take the Deductions » The Necessity of a Land Survey » What can hard work, commitment and perseverance achieve? Loan calculator Calculate your monthly payment. This land loan calculator computes monthly payments & the total interest based on the purchase price, downpayment amount, interest rate and number of monthly payments. Purchase Price: Interest rate (%): Downpayment amount: Number of years: Calculate Reset The Farm Credit advantage: we pay dividends. When you do business with Farm Credit, you become a member. As a cooperative, we return our profits to those who borrow from us. Want more info? Calculate your potential member dividend. Your estimated Member Dividend Distribution:$1,062 Which effectively lowers your total interest cost for the first year of your loan from $8,000 to:$6,938 This effectively lowers your interest rate from % to:6.938% Loan amount: Annual rate: Calculate Join the Farm Credit family. Are you just beginning your land buying journey—but not quite ready for a loan? Become an Associate Member and stay connected with people and information that can help you along the way. You'll receive our quarterly magazine, Wiregrass Land & Living, and our monthly e-newsletter, Farm & Land Report—featuring industry trends, event invitations and local advice from our land experts. Sign me up!