Southwest Georgia Farm Credit

Real Estate and Farm Improvement Loans
Fixed, variable and adjustable rate mortgages are available with several maturities. You may choose to finance full and part-time farms. We also make long-term rural home loans.

Equipment Loans
Upgrade or replace inefficient equipment and take advantage of dealer cash discounts by financing through Farm Credit. Once you receive approval on your loan request, a full array of flexible terms and interest rates are available.

Operating Loans
Revolving and annual lines of credit are available to farm owners and operators. Payment schedules can be established to conform with your income from crop or livestock sales. An operating loan may allow you to run your spread more efficiently, because you can realize savings through cash discounts, locking in prices by paying ahead, and tax benefits for prepayment of some expenses.

Irrigation Loans
To make sure your operation prospers through drought conditions, arrange an irrigation loan through Farm Credit. Your yields will be higher, which means higher profits. We have a full range of rates and terms to fit your situation.

Automobile and Personal Loans
We provide loans for cars or trucks, college tuition or just about any credit need for farm owners and operators. As with our other loans, payment schedules can be tailored to coincide with your income.