APPROVAL IN MINUTES

Let us help with your dream of owning a home in southwest Georgia. We offer personalized service with a variety of loan programs, so you can choose the one that is best for you.

CURRENT RATES

15-years 3.375% apr 3.779%
30-years 4.000% apr 4.617%

WE FINANCE

  • Home purchases
  • Home Refinancing
  • Home construction
  • Second homes
  • Landscaping and remodeling
  • Debt consolidation
  • Cash-out for education, car, etc.

Applying Online is Easy!

  1. Click “APPLY” and you’re on your way. Create an account, answer a few questions, then share your credit and financial information. It’s all SECURE, and easy to navigate!
  2. Customize the mortgage that’s best for you.
  3. In minutes, you’ll receive your mortgage approval.
  4. Shop for a new home with confidence, knowing your financing is already approved, or finish up the mortgage process and get ready to close.
  5. We’ll get your loan closed with ease and speed.

Choose the home loan that is right for you!

A fixed-rate mortgage

  • Stable, monthly payments that offer peace of mind, especially if you plan to stay in your home a long time.

An adjustable rate mortgage (ARM)

  • Start with a lower monthly payment, and a lower rate.
  • Best when your budget can handle a fluctuating rate and payment.
  • A great solution if you don’t plan to stay in your home a long time.
  • May be possible to switch to a fixed-rate down the road.

A government loan/FHA/VHA

  • Best when you don’t have a 20% down payment.
  • Works well for first-time homebuyers and U.S. veterans.
  • Consistent monthly payments.

JUMBO Loans

  • Buy a home or refinance.

First-time Homebuyer? We can help!

100 percent financing no down payment!

Take advantage of the USDA loan designed to help you buy your first home and start creating wealth.

Brenda Brookins
Mortgage Loan Specialist NMLS 700141
229.493.0131
BBrookins@swgafarmcredit.com

FREQUENTLY ASKED QUESTIONS

Used with permission, The Progressive Farmer, All Rights Reserved.